Banking Fee Changes

Account

Transactions

New Fee

Notes

Business Optimizer

5

$6.00

• Includes five free debit transactions per month.
• Beyond the five transactions, a tiered transaction rate* will be applied (see note below).
• Monthly fees will be waived for members who maintain a minimum balance of $45,000.

Agriculture Optimizer

5

$6.00

• Same as Business Optimizer.

No Fee For Me

Unlimited

$3.95

• Monthly fee waived for members who maintain a minimum balance of $4,000.

Retail Optimizer

5

$3.95

• For every additional debit transaction beyond five, a per transaction fee of $1.30 will be applied.
• The maximum monthly cost will be capped at $16.95.
• Monthly fees will be waived for members who maintain a minimum monthly balance of $3,000 or who are over the age of 60.
• Members holding lending or registered deposit balances greater than $5,000 will receive this account free of charge.

Transactions Included

Total Monthly Service Fee

0-5 Transactions

$6.00

6-30 Transactions

$20.00

31-60 Transactions

$45 (no change)

61-120 Transactions

$75 (no change)

Up to 999 Transactions

$110 (no change)